ATP logo

Summer 2015

Behavioral Health Newsletter
Featured images

Exciting Changes for
the Addiction Treatment Program

By now, we hope that many of you have read our press release or spoken with us directly about our new partnership with American International Group, Inc. (AIG). Earlier this year, AIG made a significant investment in NSM Insurance Group in order to establish a unique platform to drive growth in our specialty niche program business. As a key program in NSM’s portfolio, Addiction Treatment Providers, along with our partner agents and insured customers, will gain significant benefits from this new alliance.

It is important to note that NSM Insurance Group will continue to operate as an autonomous organization, separate from AIG. quoteWe will maintain our nimble and creative business culture, and continue to develop industry-leading insurance programs and related risk management services. We will also continue to partner with carriers and vendors that best suit the unique characteristics of each program.

Consequently, we have decided to transition the Addiction Treatment Providers program to AIG paper. In the coming months, we will begin an orderly, state-by-state transition from Arch paper to AIG paper for all accounts. Until the AIG admitted program filings are approved in all states, Addiction Treatment Providers will continue offering our current Arch products. We have enjoyed an extraordinary 10 year relationship with Arch Insurance Group, and NSM will continue to partner with them on several other programs within its portfolio.

We will ensure that our valued agents and insured customers will continue enjoying the same “first class” service to which they have grown accustomed. At the same time, the AIG investment will allow us to offer several program coverage enhancements, an expanded risk appetite, and many more niche-specific risk management services and tools. The program personnel and processes will remain the same, our unique products and coverage forms will remain the same, and we will continue to partner with York Risk Services to provide expert claim adjusting support.

Click here to read the full press release in the Insurance Journal about AIG's investment in NSM Insurance Group.

New in Addiction Treatment:

What is Naloxone?
Naloxone (also known as Narcan®) is an “opioid antagonist” medication used to counter the effects of opioid overdose (i.e. heroin overdose). It is essentially an opioid overdose antidote. Specifically, naloxone is used to counteract life-threatening depression of the central nervous system and respiratory system, allowing an overdose victim to breathe normally. Naloxone only works if a person has opioids in their system; the medication has no effect if opioids are absent. Click here to read more about Naloxone.

How is Naloxone administered?
Currently, the most common administration method for law enforcement overdose rescue programs is intranasally (IN); however, this method is not yet FDA approved. So, an alternative method is intramuscular (IM) injection--an FDA-approved delivery process that has been utilized in medical settings for decades. The newest addition is a Naloxone auto-injector product called EVZIO®. This device is the first Naloxone product that is FDA approved for administration outside of a medically-supervised setting in cases of suspected opioid overdose. Click here to read more about Naloxone administration.

Is Naloxone covered on your Professional Liability Policy?
Administering this medication, as well as distributing take-home kits to treatment center clients’ relatives, gives rise to the question of professional liability coverage. It is important for treatment centers and their agents to evaluate their current coverage, taking steps to ensure proper protection from this new liability exposure. For more information about this coverage, please contact our Director, Rich Willetts, at 800-977-9778 x 225 or

Learn More

Upcoming Industry Events


Innovations in Behavioral Healthcare
June 22-23, 2015 in Nashville, Tennessee

28th Annual Northwest Conference on Behavioral Health and Addictive Disorders
June 29-July 1, 2015 in Seattle, Washington

National Conference on Addiction Disorders
August 1-4, 2015 in St. Louis, Missouri

Cape Cod Symposium on Addictive Disorders
September 10-13, 2015 in Cape Cod, Hyannis, Massachusetts

Addiction Treatment Providers Insurance Program
Contact Richard Willetts
800-970-9778 x 225 or via email at

facebook icon twitter icon google icon